CU Explorer

TRU FCU

Credit union in Greenwood, SC · NCUA charter #21628 · Federal charter

Legal name: TRU

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$63.4M
Total loans & leases$37.4M
Total shares & deposits$54.9M
Members7,403
Net worth$7.0M
Net worth / assets11.01%
Loans / assets59.05%
Return on assets (annualized)0.12%
Loan growth (YoY)0.95%
Member growth (YoY)3.26%
Delinquency, all loans (60+ days)0.42%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$50M–$100M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Other credit unions in South Carolina

All credit unions in South Carolina →