Credit unions · South Carolina · Q2 2026

SPC CU

Credit union in Hartsville, SC · NCUA charter #60686 · State charter (federally insured)

Legal name: SPC

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets	$266M
Total loans & leases	$159M
Total shares & deposits	$234M
Members	25,510
Net worth	$30.3M
Net worth / assets	11.42%
Loans / assets	59.69%
Return on assets (annualized)	0.65%
Loan growth (YoY)	2.53%
Member growth (YoY)	0.23%
Delinquency, all loans (60+ days)	1.13%

Charter	State charter (federally insured)
Asset band	$250M–$1B
NCUA peer group	$100M–$500M
Sponsor type	Community (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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