Credit unions · Washington · Q2 2026
Fibre FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.82B |
| Total loans & leases | $1.28B |
| Total shares & deposits | $1.55B |
| Members | 121,000 |
| Net worth | $249M |
| Net worth / assets | 13.65% |
| Loans / assets | 69.92% |
| Return on assets (annualized) | 0.93% |
| Loan growth (YoY) | 3.15% |
| Member growth (YoY) | 1.09% |
| Delinquency, all loans (60+ days) | 0.96% |
| Charter | Federal charter |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
Fibre Federal Credit Union offers personal loans through Upstart's AI lending marketplace, meaning AI models shape credit decisions inside its lending process. It also runs a member-facing chatbot on its website and in online and mobile banking.
- Fibre FCU website “Our helpful chatbot can answer your questions about our products and services at any time, day or night on our website or in Online and Mobile Banking.”