Credit unions · Washington · Q2 2026
Gesa to Go AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $6.82B |
| Total loans & leases | $5.41B |
| Total shares & deposits | $5.68B |
| Members | 322,900 |
| Net worth | $636M |
| Net worth / assets | 9.31% |
| Loans / assets | 79.29% |
| Return on assets (annualized) | 0.70% |
| Loan growth (YoY) | 11.96% |
| Member growth (YoY) | 5.27% |
| Delinquency, all loans (60+ days) | 0.84% |
| Charter | State charter (federally insured) |
| Asset band | > $5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Gesa Credit Union runs Scienaptic's AI credit decisioning platform, which auto-approves more than half of its vehicle loan applications, so AI is making decisions inside its lending process. Separately, Gesa uses an AI support assistant in Microsoft Teams that draws on its own ticketing and knowledge systems for employees.
- Gesa Credit Union goes live with Scienaptic’s AI-powered credit decisioning platform - CUInsight “The deployment enables Gesa to make automated, AI-driven, smart credit decisions while enhancing credit access to members.”
- Gesa Credit Union: Rezolve.ai as the default IT channel in Teams | Rezolve.ai “Rezolve.ai became the default IT support channel at Gesa. Employees resolve issues without leaving Teams, from password resets to service requests”