Credit unions · Washington · Q2 2026
IQ CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $2.19B |
| Total loans & leases | $1.75B |
| Total shares & deposits | $1.92B |
| Members | 106,100 |
| Net worth | $248M |
| Net worth / assets | 11.30% |
| Loans / assets | 80.01% |
| Return on assets (annualized) | 1.23% |
| Loan growth (YoY) | 11.33% |
| Member growth (YoY) | 1.85% |
| Delinquency, all loans (60+ days) | 0.79% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
A vendor case study from Cresta names iQ Credit Union (IQCU) of the Pacific Northwest as having selected and implemented generative AI in its member contact centre, which means an AI system is working on the credit union's own member interactions. Nothing public describes AI making lending, collections or other process decisions, so the evidence stops at level 2.
- IQ Credit Union: Now is the Time for Generative AI in Credit Union Contact Centers “This commitment to innovation led to IQCU exploring their options to modernize their contact center operations.”