CU Explorer
Credit unions · Ohio · Q2 2026

Cinfed FCU

Credit union in Cincinnati, OH · NCUA charter #21930 · Federal charter

Legal name: Cinfed

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$863M
Total loans & leases$720M
Total shares & deposits$724M
Members38,850
Net worth$99.8M
Net worth / assets11.56%
Loans / assets83.38%
Return on assets (annualized)0.84%
Loan growth (YoY)12.25%
Member growth (YoY)1.91%
Delinquency, all loans (60+ days)0.30%
CharterFederal charter
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Cinfed FCU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Ohio

Christian Family CUNorth CantonChristo REY FCUNeyCincinnati Employees CUHarrisonCincinnati Healthcare Associates FCUCincinnatiCincinnati Interagency FCUCincinnatiCincinnati Ohio Police FCUCincinnatiCleveland Church of Christ FCUClevelandCleveland Police CUClevelandCleveland Selfreliance FCUParmaCME FCUColumbusCode CUDaytonColumbiana County School Employees CULisbon

All credit unions in Ohio →