CU Explorer
Credit unions · Ohio · Q2 2026

Cincinnati Ohio Police FCU AI Score

Credit union in Cincinnati, OH · NCUA charter #389 · Federal charter

Legal name: Cincinnati Ohio Police

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$188M
Total loans & leases$107M
Total shares & deposits$164M
Members11,280
Net worth$21.3M
Net worth / assets11.32%
Loans / assets56.97%
Return on assets (annualized)0.79%
Loan growth (YoY)3.97%
Member growth (YoY)6.54%
Delinquency, all loans (60+ days)2.25%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeGovernment

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

The credit union's website loads interface.ai, a conversational AI platform, indicating a member-facing AI assistant that answers questions using the credit union's own information. No evidence was found of AI in lending, collections or other decision workflows.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech lead generation (members), online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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