Credit unions · Kentucky · Q2 2026
UK Credit Union AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.79B |
| Total loans & leases | $1.53B |
| Total shares & deposits | $1.39B |
| Members | 121,100 |
| Net worth | $196M |
| Net worth / assets | 10.91% |
| Loans / assets | 85.52% |
| Return on assets (annualized) | 0.28% |
| Loan growth (YoY) | 17.43% |
| Member growth (YoY) | 10.43% |
| Delinquency, all loans (60+ days) | 0.97% |
| Charter | Federal charter |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Educational |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
UK Credit Union announced in January 2026 that it is deploying Glia's AI platform to support members through online chat and phone, including an AI-powered virtual agent whose responses are drawn from credit-union-approved content. The evidence shows a member-facing AI assistant, not AI making decisions inside lending or other business processes.
- UK Credit Union Announces New, World-Class Member Experience Powered by Glia “every response from an AI-powered virtual agent is 100% accurate and UK Credit Union-approved”
- UK Credit Union Announces New, World-Class Member Experience Powered by Glia “With Glia, UK Credit Union will offer an intentional blend of human and AI member support through online chat and phone calls”