CU Explorer
Credit unions · Kentucky · Q2 2026

The Health & Education FCU

Credit union in Lexington, KY · NCUA charter #10800 · Federal charter

Legal name: The Health & Education

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$126M
Total loans & leases$45.4M
Total shares & deposits$104M
Members12,070
Net worth$22.2M
Net worth / assets17.66%
Loans / assets36.06%
Return on assets (annualized)1.87%
Loan growth (YoY)5.68%
Member growth (YoY)−5.87%
Delinquency, all loans (60+ days)0.23%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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