Credit unions · Kentucky · Q2 2026
Park Community Credit Union AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.43B |
| Total loans & leases | $1.09B |
| Total shares & deposits | $1.12B |
| Members | 82,100 |
| Net worth | $255M |
| Net worth / assets | 17.86% |
| Loans / assets | 75.98% |
| Return on assets (annualized) | 0.40% |
| Loan growth (YoY) | 7.47% |
| Member growth (YoY) | 5.35% |
| Delinquency, all loans (60+ days) | 2.00% |
| Charter | Federal charter |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Other / mixed sponsor |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
Park Community Credit Union's own contact page invites members to chat with a virtual assistant, indicating a member-facing AI chat assistant that answers questions about the credit union. No public evidence was found of AI inside lending, collections or other decision-making workflows.
- Park Community Credit Union website “Chat with a virtual assistant!”
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