CU Explorer
Credit unions · Minnesota · Q2 2026

St. Paul FCU

Credit union in Saint Paul, MN · NCUA charter #24358 · Federal charter

Legal name: St. Paul

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$252M
Total loans & leases$199M
Total shares & deposits$215M
Members15,170
Net worth$32.6M
Net worth / assets12.93%
Loans / assets79.08%
Return on assets (annualized)0.66%
Loan growth (YoY)7.95%
Member growth (YoY)2.03%
Delinquency, all loans (60+ days)0.20%
CharterFederal charter
Asset band$250M–$1B
NCUA peer group$100M–$500M
Sponsor typeOther / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech unsecured lending, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Other credit unions in Minnesota

All credit unions in Minnesota →