CU Explorer
Credit unions · Minnesota · Q2 2026

Trades & Labor FCU

Credit union in Albert Lea, MN · NCUA charter #24674 · Federal charter

Legal name: Trades & Labor

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$23.0M
Total loans & leases$14.8M
Total shares & deposits$19.4M
Members2,163
Net worth$3.5M
Net worth / assets15.27%
Loans / assets64.44%
Return on assets (annualized)1.57%
Loan growth (YoY)−0.32%
Member growth (YoY)−6.08%
Delinquency, all loans (60+ days)1.04%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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