CU Explorer
Credit unions · Illinois · Q2 2026

ELCA FCU

Credit union in Chicago, IL · NCUA charter #24866 · Federal charter

Legal name: ELCA

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$30.1M
Total loans & leases$12.1M
Total shares & deposits$26.6M
Members2,389
Net worth$3.3M
Net worth / assets10.92%
Loans / assets40.13%
Return on assets (annualized)0.30%
Loan growth (YoY)1.21%
Member growth (YoY)2.14%
Delinquency, all loans (60+ days)0.18%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeAssociational & faith-based

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech lead generation (members), fintech participations, fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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