CU Explorer
Credit unions · Illinois · Q2 2026

Dupage CU AI Score

Credit union in Naperville, IL · NCUA charter #97084 · State charter (other)

Legal name: Dupage

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$600M
Total loans & leases$464M
Total shares & deposits$515M
Members49,840
Net worth$57.7M
Net worth / assets9.62%
Loans / assets77.31%
Return on assets (annualized)0.38%
Loan growth (YoY)3.97%
Member growth (YoY)3.62%
Delinquency, all loans (60+ days)0.48%
CharterState charter (other)
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeGovernment (inferred from the name)

AI readiness

AI Score: 4 of 5 stars, AI embedded in workflows

AI makes or shapes decisions inside a business process: AI-driven loan decisioning or underwriting, AI in collections, document processing or onboarding, AI routing in the contact centre.

DuPage Credit Union partnered with Upstart's AI lending marketplace in January 2026, so personal loan applicants are screened and given tailored offers against the credit union's credit policies. That places AI inside its lending decision process.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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