CU Explorer
Credit unions · Texas · Q2 2026

Heritage Hub FCU

Credit union in Houston, TX · NCUA charter #24972 · Federal charter

Legal name: Heritage Hub

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$149K
Total loans & leases$88K
Total shares & deposits$172K
Members139
Net worth−$24K
Net worth / assets−15.82%
Loans / assets58.95%
Return on assets (annualized)−117.30%
Loan growth (YoY)–
Member growth (YoY)124.20%
Delinquency, all loans (60+ days)0.00%
CharterFederal charter
Asset band< $50M
NCUA peer groupunder $2M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, online loan application, online account opening, online loan payments, e-Statements, external transfers / ACH. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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