CU Explorer
Credit unions · Texas · Q2 2026

Highway District 21 FCU

Credit union in Mcallen, TX · NCUA charter #4148 · Federal charter

Legal name: Highway District 21

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$51.6M
Total loans & leases$20.9M
Total shares & deposits$39.4M
Members3,322
Net worth$11.9M
Net worth / assets23.08%
Loans / assets40.55%
Return on assets (annualized)1.66%
Loan growth (YoY)−9.80%
Member growth (YoY)−3.26%
Delinquency, all loans (60+ days)0.23%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$50M–$100M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan payments, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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