CU Explorer
Credit unions · Maryland · Q2 2026

Securityplus FCU AI Score

Credit union in Baltimore, MD · NCUA charter #2769 · Federal charter

Legal name: Securityplus

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$597M
Total loans & leases$438M
Total shares & deposits$520M
Members35,970
Net worth$61.8M
Net worth / assets10.35%
Loans / assets73.31%
Return on assets (annualized)0.14%
Loan growth (YoY)6.36%
Member growth (YoY)1.28%
Delinquency, all loans (60+ days)1.45%
CharterFederal charter
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeGovernment

AI readiness

AI Score: 4 of 5 stars, AI embedded in workflows

AI makes or shapes decisions inside a business process: AI-driven loan decisioning or underwriting, AI in collections, document processing or onboarding, AI routing in the contact centre.

Securityplus FCU replaced its phone IVR with interface.ai's Voice AI Agent, which now handles the majority of inbound member calls including balance inquiries and fund transfers, so AI shapes work inside its contact-centre process. It also runs a Posh AI-powered search on its website and has announced a Creatio AI CRM deployment, though the agentic parts of that CRM are described as planned rather

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech secured lending, fintech unsecured lending, fintech lead generation (members), fintech lead generation (shares), fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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