CU Explorer
Credit unions · Maryland · Q2 2026

Post Office CU of MD, Inc.

Credit union in Baltimore, MD · NCUA charter #95742 · State charter (other)

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$28.2M
Total loans & leases$24.2M
Total shares & deposits$21.0M
Members3,228
Net worth$7.1M
Net worth / assets25.20%
Loans / assets85.76%
Return on assets (annualized)0.51%
Loan growth (YoY)40.05%
Member growth (YoY)16.28%
Delinquency, all loans (60+ days)1.65%
CharterState charter (other)
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeGovernment (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online loan payments, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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