CU Explorer
Credit unions · Maryland · Q2 2026

National Institutes of Health FCU

Credit union in Rockville, MD · NCUA charter #3601 · Federal charter

Legal name: National Institutes of Health

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$817M
Total loans & leases$504M
Total shares & deposits$742M
Members39,990
Net worth$64.8M
Net worth / assets7.93%
Loans / assets61.67%
Return on assets (annualized)0.38%
Loan growth (YoY)2.71%
Member growth (YoY)−8.07%
Delinquency, all loans (60+ days)0.68%
CharterFederal charter
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeService (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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