CU Explorer
Credit unions · Texas · Q2 2026

Gulf Coast FCU

Credit union in Corpus Christi, TX · NCUA charter #4060 · Federal charter

Legal name: Gulf Coast

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$260M
Total loans & leases$230M
Total shares & deposits$236M
Members17,600
Net worth$21.7M
Net worth / assets8.35%
Loans / assets88.66%
Return on assets (annualized)0.44%
Loan growth (YoY)−8.02%
Member growth (YoY)−6.95%
Delinquency, all loans (60+ days)1.31%
CharterFederal charter
Asset band$250M–$1B
NCUA peer group$100M–$500M
Sponsor typeOther / mixed sponsor

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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