CU Explorer
Credit unions · Texas · Q2 2026

Greater Texas FCU AI Score

Credit union in Austin, TX · NCUA charter #7590 · Federal charter

Legal name: Greater Texas

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$995M
Total loans & leases$810M
Total shares & deposits$907M
Members73,630
Net worth$70.8M
Net worth / assets7.12%
Loans / assets81.37%
Return on assets (annualized)0.44%
Loan growth (YoY)7.56%
Member growth (YoY)−2.48%
Delinquency, all loans (60+ days)0.53%
CharterFederal charter
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeGovernment

AI readiness

AI Score: 4 of 5 stars, AI embedded in workflows

AI makes or shapes decisions inside a business process: AI-driven loan decisioning or underwriting, AI in collections, document processing or onboarding, AI routing in the contact centre.

Greater Texas|Aggieland Credit Union announced an AI voice assistant, "Tex-Line," built into its contact-centre call flow that handles about a quarter of incoming calls, resolves common member inquiries without a live agent and hands off the rest, which is AI operating inside a business process. Its website also loads an interface.ai conversational assistant for members.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech lead generation (members), fintech lead generation (shares), fintech P2P payments, fintech for communication / chat, other fintech, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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