CU Explorer
Credit unions · Massachusetts · Q2 2026

Belmont Municipal FCU

Credit union in Belmont, MA · NCUA charter #4192 · Federal charter

Legal name: Belmont Municipal

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$3.7M
Total loans & leases$2.3M
Total shares & deposits$2.9M
Members381
Net worth$853K
Net worth / assets22.91%
Loans / assets62.27%
Return on assets (annualized)1.97%
Loan growth (YoY)−14.06%
Member growth (YoY)−2.06%
Delinquency, all loans (60+ days)1.73%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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