CU Explorer

Billerica Municipal Employees CU

Credit union in Billerica, MA · NCUA charter #66336 · State charter (federally insured)

Legal name: Billerica Municipal Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$23.6M
Total loans & leases$6.1M
Total shares & deposits$19.2M
Members1,260
Net worth$4.2M
Net worth / assets17.76%
Loans / assets26.08%
Return on assets (annualized)0.89%
Loan growth (YoY)−13.89%
Member growth (YoY)0.32%
Delinquency, all loans (60+ days)0.00%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeGovernment (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): bill payment, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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