CU Explorer
Credit unions · Pennsylvania · Q2 2026

Choice One CU

Credit union in Plains Township, PA · NCUA charter #4240 · Federal charter

Legal name: Choice One Community

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$131M
Total loans & leases$75.5M
Total shares & deposits$119M
Members10,620
Net worth$13.2M
Net worth / assets10.10%
Loans / assets57.69%
Return on assets (annualized)0.34%
Loan growth (YoY)−6.14%
Member growth (YoY)−3.51%
Delinquency, all loans (60+ days)2.86%
CharterFederal charter
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech mortgage lending, fintech P2P payments, online loan application, online loan payments, bill payment, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Choice One CU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Pennsylvania

CACL FinancialPottsvilleCal-Ed FCUCaliforniaCentral Keystone FCUSunburyCentral Susquehanna Community FCUDanvilleCentury Heritage FCUPittsburghCheswick Atomic Division FCUHarwickChrome FCUCanonsburgCitadel FCUExtonCitymark FCUPlainsClairton Works FCUClairtonClearview FCUMoon TownshipCMC-FCPI Employees FCUScranton

All credit unions in Pennsylvania →