CU Explorer
Credit unions · Florida · Q2 2026

Achieva Credit Union AI Score

Credit union in Dunedin, FL · NCUA charter #60087 · State charter (federally insured)

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$3.25B
Total loans & leases$2.55B
Total shares & deposits$2.85B
Members216,900
Net worth$323M
Net worth / assets9.94%
Loans / assets78.56%
Return on assets (annualized)0.93%
Loan growth (YoY)13.18%
Member growth (YoY)4.05%
Delinquency, all loans (60+ days)0.35%
CharterState charter (federally insured)
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

Achieva's own news page announces EVA, a virtual phone assistant that handles member service requests and transactions, and the credit union also operates a voice-biometric authentication service with fraud monitoring on member voice data. Both work on the credit union's own member information, but there is no public evidence of AI making decisions inside processes such as lending or collections.

  • News & Press | Achieva Credit Union achievacu.com · web search
    “Achieva Credit Union announced today the launch of EVA, a new virtual phone assistant designed to enhance member services and further streamline financial transactions.”
  • Achieva Credit Union | Voiceprint achievacu.com · web search
    “Achieva Voiceprint™ has sophisticated fraud monitoring detection processes and can detect if someone is trying to authenticate using a recording of your voice.”

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech unsecured lending, fintech participations, fintech P2P payments, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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