Credit unions · Florida · Q2 2026
Addition Financial AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $3.81B |
| Total loans & leases | $2.13B |
| Total shares & deposits | $3.42B |
| Members | 259,200 |
| Net worth | $381M |
| Net worth / assets | 10.01% |
| Loans / assets | 55.91% |
| Return on assets (annualized) | 0.70% |
| Loan growth (YoY) | 27.67% |
| Member growth (YoY) | 35.24% |
| Delinquency, all loans (60+ days) | 1.40% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Addition Financial announced in January 2022 that it adopted Zest AI's machine-learning models for consumer loan underwriting, so AI shapes credit decisions inside its lending process. No public evidence was found of AI agents taking actions or of autonomous multi-agent operations.
- Addition Financial Credit Union Selects Zest AI For Loan Underwriting “Zest's software gives us the ability to say yes more often to members across the credit spectrum and all our consumer lending products”