CU Explorer
Credit unions · Illinois · Q2 2026

United Community CU

Credit union in Quincy, IL · NCUA charter #60095 · State charter (federally insured)

Legal name: United Community

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$134M
Total loans & leases$101M
Total shares & deposits$113M
Members10,470
Net worth$20.7M
Net worth / assets15.41%
Loans / assets75.45%
Return on assets (annualized)1.05%
Loan growth (YoY)7.98%
Member growth (YoY)1.22%
Delinquency, all loans (60+ days)0.40%
CharterState charter (federally insured)
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open United Community CU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Illinois

Taylorville Community CUTaylorvilleTaylorville School Employees CUTaylorvilleTee-PAK CUDanvilleThe Credit Union for AllBloomingtonTrinity U.C.C. FCUChicagoUnified Homeowners of Illinois FCUChicagoUnited Equity CUDecaturUniversity of Illinois Community CUChampaignUrbana Municipal Employees CUUrbanaVibrant Credit UnionMolineVicinity CUChicagoWestern Illinois School Employees CUQuincy

All credit unions in Illinois →