CU Explorer
Credit unions · Illinois · Q2 2026

Urbana Municipal Employees CU

Credit union in Urbana, IL · NCUA charter #64568 · State charter (federally insured)

Legal name: Urbana Municipal Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$4.9M
Total loans & leases$3.4M
Total shares & deposits$4.2M
Members772
Net worth$750K
Net worth / assets15.30%
Loans / assets68.96%
Return on assets (annualized)1.66%
Loan growth (YoY)−0.13%
Member growth (YoY)1.44%
Delinquency, all loans (60+ days)3.18%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeGovernment (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online account opening, online loan payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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