CU Explorer
Credit unions · Tennessee · Q2 2026

Memphis City Employees CU

Credit union in Memphis, TN · NCUA charter #60239 · State charter (federally insured)

Legal name: Memphis City Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$502M
Total loans & leases$265M
Total shares & deposits$420M
Members44,230
Net worth$72.7M
Net worth / assets14.48%
Loans / assets52.73%
Return on assets (annualized)0.55%
Loan growth (YoY)−0.36%
Member growth (YoY)−1.09%
Delinquency, all loans (60+ days)0.63%
CharterState charter (federally insured)
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeGovernment (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech mortgage lending, fintech secured lending, fintech unsecured lending, fintech P2P payments, fintech investment services, fintech for communication / chat, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Memphis City Employees CU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Tennessee

Lakeside CUNew JohnsonvillLeaders Business ServicesJacksonLG & W FCUMemphisM.P.D. Community CUNashvilleMaryville Municipal CUMaryvilleMemorial CUChattanoogaMemphis Municipal Employees FCUMemphisMethodist Healthcare FCUCordovaMetropolitan Teachers CUNashvilleMiddle Tennessee FCUCookevilleNashville Firemen's CUNashvilleNashville Post Office CUNashville

All credit unions in Tennessee →