CU Explorer
Credit unions · Tennessee · Q2 2026

Memorial CU

Credit union in Chattanooga, TN · NCUA charter #63802 · State charter (federally insured)

Legal name: Memorial

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$7.1M
Total loans & leases$3.3M
Total shares & deposits$6.1M
Members1,272
Net worth$972K
Net worth / assets13.75%
Loans / assets46.47%
Return on assets (annualized)−0.38%
Loan growth (YoY)−14.32%
Member growth (YoY)−1.01%
Delinquency, all loans (60+ days)1.20%
CharterState charter (federally insured)
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeService (finance, health, transport, utilities) (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, bill payment, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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