Credit unions · California · Q2 2026

Central State CU

Credit union in Stockton, CA · NCUA charter #60363 · State charter (federally insured)

Legal name: Central State

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets	$258M
Total loans & leases	$86.2M
Total shares & deposits	$211M
Members	14,020
Net worth	$23.3M
Net worth / assets	9.01%
Loans / assets	33.38%
Return on assets (annualized)	0.28%
Loan growth (YoY)	42.11%
Member growth (YoY)	−5.91%
Delinquency, all loans (60+ days)	0.40%

Charter	State charter (federally insured)
Asset band	$250M–$1B
NCUA peer group	$100M–$500M
Sponsor type	Government (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application, online loan payments, bill payment, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open Central State CU in the explorer →Compare with peers Financial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in California

California FCUGlendale Caltech Employees FCULa Canada Camino FCUMontebello Capstone FCUAliso Viejo CCCUSan Diego Center City Community CUBuena Park Central Valley Firefighters CUFresno Certified FederalEl Monte Chaffey FCUUpland Chevron Federal Credit UnionConcord Chula Vista City Employees FCUChula Vista CLCUSanta Monica

All credit unions in California →