Credit unions · California · Q2 2026

Certified Federal

Credit union in El Monte, CA · NCUA charter #9230 · Federal charter

Legal name: Certified

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets	$925M
Total loans & leases	$585M
Total shares & deposits	$724M
Members	58,130
Net worth	$192M
Net worth / assets	20.71%
Loans / assets	63.26%
Return on assets (annualized)	1.24%
Loan growth (YoY)	3.31%
Member growth (YoY)	−11.94%
Delinquency, all loans (60+ days)	0.37%

Charter	Federal charter
Asset band	$250M–$1B
NCUA peer group	over $500M
Sponsor type	Service (finance, health, transport, utilities)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech P2P payments, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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