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Bellwether Community CU AI Score

Credit union in Manchester, NH · NCUA charter #60747 · State charter (federally insured)

Legal name: Bellwether Community

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$675M
Total loans & leases$503M
Total shares & deposits$542M
Members24,290
Net worth$63.4M
Net worth / assets9.40%
Loans / assets74.56%
Return on assets (annualized)0.28%
Loan growth (YoY)4.25%
Member growth (YoY)−1.39%
Delinquency, all loans (60+ days)0.28%
CharterState charter (federally insured)
Asset band$250M–$1B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 3 of 5 stars, AI connected to internal credit-union data

An AI system works on the credit union's own data: a member-facing assistant answering from its accounts or knowledge base, AI analytics or personalisation on member data, machine-learning fraud detection on its transactions.

A 2022 joint press release says Bellwether deployed Senso's AI solution, branded Bellwether HomeInsight, to spot home-buying behaviour among its members and send them tailored insights. That is AI working on the credit union's own member data, with no public evidence of AI making decisions inside a process.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech unsecured lending, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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