Credit unions · New Hampshire · Q2 2026
HRCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $508M |
| Total loans & leases | $324M |
| Total shares & deposits | $458M |
| Members | 25,360 |
| Net worth | $47.3M |
| Net worth / assets | 9.31% |
| Loans / assets | 63.88% |
| Return on assets (annualized) | 1.04% |
| Loan growth (YoY) | 9.63% |
| Member growth (YoY) | 0.19% |
| Delinquency, all loans (60+ days) | 0.48% |
| Charter | State charter (federally insured) |
| Asset band | $250M–$1B |
| NCUA peer group | over $500M |
| Sponsor type | Associational & faith-based (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
HRCU's own website carries an AI feature that generates responses for visitors, indicating an assistant answering from the credit union's own site content. No evidence was found of AI in lending, collections, contact-centre routing or agentic workflows.
- HRCU website “✦ This feature uses Artificial Intelligence to generate its response.”
- Rochester Branch “✦ This feature uses Artificial Intelligence to generate its response. AI can make mistakes.”