CU Explorer
Credit unions · California · Q2 2026

SDCCU

Credit union in San Diego, CA · NCUA charter #61004 · State charter (federally insured)

Legal name: San Diego County

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$9.55B
Total loans & leases$5.15B
Total shares & deposits$7.82B
Members403,300
Net worth$1.89B
Net worth / assets19.82%
Loans / assets53.94%
Return on assets (annualized)0.54%
Loan growth (YoY)0.00%
Member growth (YoY)−2.37%
Delinquency, all loans (60+ days)0.20%
CharterState charter (federally insured)
Asset band> $5B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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