CU Explorer
Credit unions · California · Q2 2026

Santa Maria Associated Employees FCU

Credit union in Santa Maria, CA · NCUA charter #12508 · Federal charter

Legal name: Santa Maria Associated Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$4.8M
Total loans & leases$3.1M
Total shares & deposits$4.3M
Members1,042
Net worth$458K
Net worth / assets9.62%
Loans / assets65.32%
Return on assets (annualized)0.31%
Loan growth (YoY)−0.55%
Member growth (YoY)3.27%
Delinquency, all loans (60+ days)0.21%
CharterFederal charter
Asset band< $50M
NCUA peer group$2M–$10M
Sponsor typeGovernment

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan application. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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