CU Explorer
Credit unions · California · Q2 2026

San Joaquin Power Employees CU

Credit union in Fresno, CA · NCUA charter #66788 · State charter (federally insured)

Legal name: San Joaquin Power Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$175M
Total loans & leases$126M
Total shares & deposits$145M
Members6,559
Net worth$26.9M
Net worth / assets15.39%
Loans / assets72.09%
Return on assets (annualized)0.55%
Loan growth (YoY)1.08%
Member growth (YoY)0.35%
Delinquency, all loans (60+ days)0.04%
CharterState charter (federally insured)
Asset band$50M–$250M
NCUA peer group$100M–$500M
Sponsor typeService (finance, health, transport, utilities) (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online loan payments, e-signature, e-Statements. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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