CU Explorer
Credit unions · Michigan · Q2 2026

VIBE CU

Credit union in Novi, MI · NCUA charter #61522 · State charter (federally insured)

Legal name: VIBE

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.58B
Total loans & leases$950M
Total shares & deposits$1.24B
Members74,190
Net worth$165M
Net worth / assets10.46%
Loans / assets60.23%
Return on assets (annualized)0.57%
Loan growth (YoY)4.39%
Member growth (YoY)−0.82%
Delinquency, all loans (60+ days)1.08%
CharterState charter (federally insured)
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search, web search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech unsecured lending, online membership application, online loan application, online account opening, online loan payments, bill payment, e-signature, e-Statements, external transfers / ACH, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

Open VIBE CU in the explorer →Compare with peersFinancial statements

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

Email this page

Other credit unions in Michigan

Ukrainian Selfreliance Michigan FCUWarrenUnited Bay Community CUBay CityUnited Churches CUTaylorUnited FCUSt JosephUnited Financial CUSaginawUniversity of Michigan CUAnn ArborWalled Lake Schools FCUWolverine LakeWarren Municipal FCUWarrenWayne-Westland FCUWestlandWest Michigan Postal Service FCUMuskegonWestacres CUWest BloomfieldWexford Community CUCadillac

All credit unions in Michigan →