Credit unions · Florida · Q2 2026
We Florida Financial CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $700M |
| Total loans & leases | $441M |
| Total shares & deposits | $624M |
| Members | 40,350 |
| Net worth | $75.2M |
| Net worth / assets | 10.73% |
| Loans / assets | 62.96% |
| Return on assets (annualized) | 0.59% |
| Loan growth (YoY) | −11.12% |
| Member growth (YoY) | −2.05% |
| Delinquency, all loans (60+ days) | 0.65% |
| Charter | State charter (federally insured) |
| Asset band | $250M–$1B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
We Florida Financial runs interface.ai Voice AI in its contact centre, where the assistant answers member questions from account data such as balances and transaction history and routes calls to human agents when needed. The vendor case study reports the assistant handles 58% of calls, and an interface.ai conversational assistant is embedded on the credit union's own website.
- We Florida Financial Credit Union Handles Surging Call Volume With Fewer Staff Using Voice AI “Built smart routing flows to seamlessly transfer members to agents when needed”
- We Florida Financial Credit Union Handles Surging Call Volume With Fewer Staff Using Voice AI “including balance inquiries, transaction history, password resets, and card-related issues”
- We Florida Financial CU website loads interface.ai “The site loads a script from interface.ai (conversational AI assistant)”