Credit unions · Florida · Q2 2026
Velocity Community Credit Union AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $492M |
| Total loans & leases | $360M |
| Total shares & deposits | $422M |
| Members | 24,980 |
| Net worth | $61.7M |
| Net worth / assets | 12.56% |
| Loans / assets | 73.18% |
| Return on assets (annualized) | 0.74% |
| Loan growth (YoY) | – |
| Member growth (YoY) | – |
| Delinquency, all loans (60+ days) | 0.55% |
| Charter | State charter (federally insured) |
| Asset band | $250M–$1B |
| NCUA peer group | $100M–$500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
A December 2025 vendor press release names Velocity Community Credit Union (Palm Beach, FL) as a new user of Point Predictive's AutoPass fraud-detection solution, which scores the credit union's own loan applicant data to flag identity theft, synthetic identities and income misrepresentation. No public evidence was found of staff AI assistants, AI loan decisioning, or AI agents at this credit unio
- Velocity Community Credit Union Adopts Point Predictive's AutoPass to Combat All Forms of Fraud “Palm Beach-based credit union deploys a comprehensive fraud detection solution to protect members from identity theft, synthetic identities, income and employment misrepresentation”
- Velocity Community Credit Union Adopts Point Predictive's AutoPass™ to Combat All Forms of Fraud - Point Predictive “AutoPass protects Velocity Credit Union across the full spectrum of lending fraud, which can often lead to hidden defaults.”