Credit unions · Michigan · Q2 2026
Financialedge CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $147M |
| Total loans & leases | $84.2M |
| Total shares & deposits | $127M |
| Members | 8,831 |
| Net worth | $18.1M |
| Net worth / assets | 12.29% |
| Loans / assets | 57.25% |
| Return on assets (annualized) | 0.70% |
| Loan growth (YoY) | 5.19% |
| Member growth (YoY) | 0.62% |
| Delinquency, all loans (60+ days) | 0.66% |
| Charter | State charter (federally insured) |
| Asset band | $50M–$250M |
| NCUA peer group | $100M–$500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
The credit union's own website advertises a chat bot named "Ben" alongside its other contact channels, indicating a member-facing automated assistant answering questions about the credit union. No evidence was found of AI in lending, operations or agentic workflows.
- Financialedge CU website “Ben - Our NEW Chat Bot”