CU Explorer
Credit unions · Michigan · Q2 2026

Frankenmuth CU AI Score

Credit union in Frankenmuth, MI · NCUA charter #61755 · State charter (federally insured)

Legal name: Frankenmuth

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$1.59B
Total loans & leases$1.16B
Total shares & deposits$1.41B
Members78,650
Net worth$159M
Net worth / assets10.02%
Loans / assets73.29%
Return on assets (annualized)1.34%
Loan growth (YoY)5.19%
Member growth (YoY)4.30%
Delinquency, all loans (60+ days)1.19%
CharterState charter (federally insured)
Asset band$1B–$5B
NCUA peer groupover $500M
Sponsor typeCommunity (inferred from the name)

AI readiness

AI Score: 4 of 5 stars, AI embedded in workflows

AI makes or shapes decisions inside a business process: AI-driven loan decisioning or underwriting, AI in collections, document processing or onboarding, AI routing in the contact centre.

Frankenmuth Credit Union announced a partnership with Glia in December 2024 to run its digital, voice and AI member interactions on one platform, including Glia's Cortex AI automating contact-centre tasks such as dispositioning, interaction notes and suggested agent responses. All reporting traces back to the single vendor press release, and some of it is framed as expected benefits, so confidence

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech unsecured lending, fintech P2P payments, fintech investment services, online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

In the explorer: ten-year history for every metric, balance sheet and income statement drill-downs, percentile rankings against asset-size peers, leaders and board, branches, and growth opportunities.

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