Credit unions · Michigan · Q2 2026
Alliance Catholic CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $718M |
| Total loans & leases | $484M |
| Total shares & deposits | $626M |
| Members | 32,840 |
| Net worth | $89.0M |
| Net worth / assets | 12.39% |
| Loans / assets | 67.36% |
| Return on assets (annualized) | 0.99% |
| Loan growth (YoY) | 29.69% |
| Member growth (YoY) | 0.12% |
| Delinquency, all loans (60+ days) | 0.36% |
| Charter | State charter (federally insured) |
| Asset band | $250M–$1B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Alliance Catholic Credit Union has implemented Scienaptic's AI credit underwriting platform, which is live and shapes loan decisions such as instant approvals for vehicle, personal and card loans. Its website also loads the Eltropy conversational-AI platform, and a staff member completed Eltropy's AI training.
- Alliance Catholic Credit Union Goes Live with Scienaptic’s AI-Powered Credit Underwriting Platform “Michigan-based Alliance Catholic Credit Union has implemented its AI-based underwriting platform and is now live.”
- Alliance Catholic CU website loads eltropy.com “The site loads a script from eltropy.com (digital conversations platform with AI)”