Credit unions · Montana · Q2 2026
Altana FCU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $668M |
| Total loans & leases | $511M |
| Total shares & deposits | $590M |
| Members | 40,460 |
| Net worth | $75.1M |
| Net worth / assets | 11.24% |
| Loans / assets | 76.41% |
| Return on assets (annualized) | 0.89% |
| Loan growth (YoY) | 9.10% |
| Member growth (YoY) | 2.79% |
| Delinquency, all loans (60+ days) | 0.96% |
| Charter | Federal charter |
| Asset band | $250M–$1B |
| NCUA peer group | over $500M |
| Sponsor type | Community |
AI readiness
AI Score: 4 of 5 stars, AI embedded in workflows
Altana FCU implemented Scienaptic's AI credit decisioning platform and a follow-up announcement says it went live on the AI underwriting platform, meaning AI shapes loan decisions inside its lending process. Evidence comes from the vendor's announcements, one of which quotes an Altana lending executive.
- Altana Federal Credit Union Live with Scienaptic's Fair & Compliant AI-driven Credit Underwriting Platform -- Scienaptic AI | PRLog “Direct and indirect lending automation to improve operational efficiency, risk tiering and member experience”
- Altana Federal Credit Union Live with Scienaptic's Fair & Compliant AI-driven Credit Underwriting Platform | Scienaptic AI “Scienaptic AI announced today that Altana Federal Credit Union is now live on its AI-powered underwriting platform.”
- Altana Federal Credit Union Selects Scienaptic's Platform to Leverage AI-enabled Automated Credit Decisioning | Scienaptic AI “Montana-based Altana Federal Credit Union has chosen to implement its AI-powered credit decisioning platform.”