CU Explorer
Credit unions · Montana · Q2 2026

Community 1st FCU

Credit union in Miles City, MT · NCUA charter #8588 · Federal charter

Legal name: Community 1st

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$43.1M
Total loans & leases$34.4M
Total shares & deposits$37.6M
Members3,924
Net worth$4.8M
Net worth / assets11.14%
Loans / assets79.68%
Return on assets (annualized)0.79%
Loan growth (YoY)2.19%
Member growth (YoY)0.15%
Delinquency, all loans (60+ days)1.60%
CharterFederal charter
Asset band< $50M
NCUA peer group$10M–$50M
Sponsor typeCommunity

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): uses fintech partners, fintech auto lending, fintech secured lending, fintech unsecured lending, online loan application, online loan payments, bill payment, e-signature, e-Statements, remote deposit capture. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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