CU Explorer
Credit unions · New Mexico · Q2 2026

Railroad Employees CU

Credit union in Belen, NM · NCUA charter #62841 · State charter (federally insured)

Legal name: Railroad Employees

Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.

Total assets$79.9M
Total loans & leases$49.4M
Total shares & deposits$70.5M
Members3,703
Net worth$8.6M
Net worth / assets10.79%
Loans / assets61.79%
Return on assets (annualized)1.16%
Loan growth (YoY)2.41%
Member growth (YoY)2.24%
Delinquency, all loans (60+ days)0.51%
CharterState charter (federally insured)
Asset band$50M–$250M
NCUA peer group$50M–$100M
Sponsor typeService (finance, health, transport, utilities) (inferred from the name)

AI readiness

No public evidence

Nothing public says the credit union uses AI.

No public evidence found as of 2026-09-22. Checked: its website, announcements by AI vendors, news search. Absence of evidence is not evidence of absence; a credit union may use AI without saying so publicly.

Filed signals, from the credit union's own NCUA call report (Q2 2026): online membership application, online loan application, online account opening, online loan payments, bill payment, account aggregation, e-signature, e-Statements, external transfers / ACH, remote deposit capture, mobile payments. These are relationships and channels, not AI as such.

The AI Score runs from one to five stars; one star, no public evidence, is never shown on a credit union. Scores and sources for every credit union: CU AI Ready Report.

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