Credit unions · New Mexico · Q2 2026
State Employees CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.29B |
| Total loans & leases | $949M |
| Total shares & deposits | $1.14B |
| Members | 56,430 |
| Net worth | $147M |
| Net worth / assets | 11.38% |
| Loans / assets | 73.68% |
| Return on assets (annualized) | 0.91% |
| Loan growth (YoY) | 7.26% |
| Member growth (YoY) | 5.40% |
| Delinquency, all loans (60+ days) | 4.46% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Government (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
The credit union's own site presents "TARA Virtual Assistant" as its telephone banking service, i.e. a member-facing assistant that responds about the member's own accounts. The evidence is a single page with no detail on the underlying technology, so it may be a conventional voice-response system rather than AI.
- State Employees CU website “TARA Virtual Assistant | State ECU | New Mexico - Albuquerque, Rio Rancho, Santa Fe”