Credit unions · California · Q2 2026
University CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $1.17B |
| Total loans & leases | $998M |
| Total shares & deposits | $991M |
| Members | 60,210 |
| Net worth | $102M |
| Net worth / assets | 8.73% |
| Loans / assets | 85.32% |
| Return on assets (annualized) | 0.03% |
| Loan growth (YoY) | 2.32% |
| Member growth (YoY) | 4.44% |
| Delinquency, all loans (60+ days) | 1.45% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Educational (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
University CU's website loads interface.ai, a conversational AI vendor, indicating a member-facing AI assistant that answers questions using the credit union's own information. No public evidence was found of AI making decisions inside lending, collections or other workflows.
- University CU website loads interface.ai “The site loads a script from interface.ai (conversational AI assistant)”