Credit unions · California · Q2 2026
Uncle CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $716M |
| Total loans & leases | $611M |
| Total shares & deposits | $645M |
| Members | 36,260 |
| Net worth | $59.3M |
| Net worth / assets | 8.28% |
| Loans / assets | 85.35% |
| Return on assets (annualized) | 0.29% |
| Loan growth (YoY) | −7.71% |
| Member growth (YoY) | −8.53% |
| Delinquency, all loans (60+ days) | 0.60% |
| Charter | State charter (federally insured) |
| Asset band | $250M–$1B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
UNCLE Credit Union's own website describes "Zoey," an AI-powered digital assistant that answers member questions and provides account information, which means AI is working against the credit union's own member data. There is no public evidence of AI making lending, collections or other process decisions, or of AI agents taking actions.
- Uncle CU website loads glia.com “The site loads a script from glia.com (digital customer service with AI)”
- Meet Zoey: Our AI powered digital assistant - UNCLE Credit Union “Zoey is an AI (artificial intelligence) powered digital assistant here to answer questions, help you find resources on our website, provide account information, facilitate transactions, and more.”
- Meet Zoey: Our AI powered digital assistant - UNCLE Credit Union “Yes, Zoey can answer your basic account questions and can provide responses via text message too.”