Credit unions · Michigan · Q2 2026
Community Choice CU AI Score
Latest filed figures, Q2 2026. Every number below comes from the credit union's own NCUA 5300 Call Report.
| Total assets | $2.12B |
| Total loans & leases | $1.59B |
| Total shares & deposits | $1.82B |
| Members | 115,500 |
| Net worth | $201M |
| Net worth / assets | 9.52% |
| Loans / assets | 75.22% |
| Return on assets (annualized) | 1.35% |
| Loan growth (YoY) | 6.45% |
| Member growth (YoY) | 0.17% |
| Delinquency, all loans (60+ days) | 0.75% |
| Charter | State charter (federally insured) |
| Asset band | $1B–$5B |
| NCUA peer group | over $500M |
| Sponsor type | Community (inferred from the name) |
AI readiness
AI Score: 3 of 5 stars, AI connected to internal credit-union data
Community Choice Credit Union partnered with Upstart's AI lending marketplace in 2026 to originate personal loans, which puts AI inside its credit decisioning process. It also runs a member-facing virtual advisor chat assistant called "May" on its website.
- Locations | About Us | Community Choice Credit Union | Michigan “Get your questions answered in real-time with May, your virtual advisor. Click the Let's Chat button located on the lower right side of the screen for 24/7 assistance.”